Annette Martin
Loan Officer
We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.
Bio:
As a dedicated Mortgage Loan Officer and proud US Army Veteran, I believe that integrity is the foundation of every successful partnership. For me, mortgage lending isn't just about transactions—it's about building lasting relationships and helping my clients achieve their home ownership, business expansion, and financial goals.
My Approach
I take a consultative approach to the loan process, recognizing that no two clients are alike. Whether you're a first-time homebuyer, a seasoned real estate investor, or a business owner seeking capital, my mission is simple: to get you the RIGHT loan customized to fit your unique needs.
What Sets Me Apart
I'm passionate about finding creative financing solutions, no matter how complex the scenario. By staying current with the latest mortgage lending technologies and cutting-edge marketing strategies, I've become a trusted resource for homeowners, real estate professionals, and business owners throughout Georgia, Alabama, and North Carolina.
From conventional loans to our innovative 5-Day HELOC program, I work tirelessly to ensure you have access to the most competitive rates and flexible terms available.
My Commitment to You
Mortgage lending is more than my profession—it's my calling. I view each opportunity to serve as a ministry, allowing me to make a meaningful difference in people's lives by providing customized loan solutions that empower their financial futures.
My military service taught me the values of discipline, dedication, and service—principles I bring to every client relationship.
When you work with me, you gain a partner who is committed to transparency, clear communication, and your long-term success. Let's work together to turn your financial goals into reality.
Ready to get started?
Contact me today for a complimentary consultation.
NMLS#: 2384016
License: AL, GA, NC
Spoken Language: English
My reviews on Google
Mortgage Rates
Why are our rates so low?
- 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 243 lenders in real-time for you.
- 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
- 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.
OUR ACCOMPLISHMENTS
243+
Number of Lenders
16125+
(Avg. 5.0) Google Reviews
2415+
Loan officers
48
Licensed states
Ready to settle your mortgage plan?
We are here to help you with the great deal in the market.
Services We Offer
Home Purchase
Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.
Refinance Low Rate
Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.
Refinance Cash Out
A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.
Rudy provided a great buying experience for me in purchasing a home in Monterey Park, CA. He knew the area well, provided excellent guidance, responded quickly when I had questions, and also help me negotiate a highly competitive house that was hot on the market. Thanks Rudy!
Aileen was a pleasure to work with, she helped us to buy a home which we were waiting for a long time. She goes above and beyond to get things done on time. Very prompt in follow ups, responding to emails and text messages. I strongly recommend Aileen if you are buying a house, you can rely on.
Michael is a professional and a gentleman. He was always on time; always prepared; always willing to go the extra mile. He answered all of our questions and provided details and explanations when we were puzzled. He was never flustered, never in a hurry, and never angry. Michael was a pleasure to work with. We are immensely satisfied with Michael's service.
Why Us
Independent Advice.
We commit to always give you independent advice regarding real estate and mortgage options.
Customer First.
We make less per loan than competitors and pass the extra savings to borrowers.
Low Available Rates
You will always get great deals with our real-time pricing engine.
Fast, Convenient, Local Service.
we are just one call away from your requirement.
Fast funding,
easy application.
Get your loan today!
Quick Loans, Anytime, Anywhere!
